AI in financial education: powering the fifth industrial revolution with a person-centered pedagogy
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Joo Kitano, Hubert Augusto
Bengoechea Fernández, Josefina
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Diestro Fernández, Alfonso
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Universidad Europea
Abstract
This study explores how artificial intelligence (AI), when implemented from a humanistic perspective, can support financial education in alignment with the values of the Fifth Industrial Revolution (5IR) (Xu et al., 2018). Based on a realistic simulation conducted within a Master’s in Financial Management program (European University, 2025), the research addresses AI's potential to promote ethical decision-making and experiential learning using the UMushroom platform (UMushroom, 2025).
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Joo Kitano, H. A., & Bengoechea Fernández, J. (2025). AI in financial education: Powering the fifth industrial revolution with a person-centered pedagogy. Inteligencia Artificial responsable y Sostenibilidad Curricular: oportunidades y retos para la Innovación Docente, 183-185.



